Transfers - Free through 24 Hour Electronic Teller and Online Banking
Telephone Transfers - Two free per month; $2.00 thereafter
Copy of a Statement - $2.00 per statement; Free using E-statements
Account Research and Balancing - $15.00 per hour
Stop Payments (all items) - $12.00 per item
Returned Deposit Item - $6.00 per item (A check that was deposited that was returned unpaid)
Dormant Account - $5.00 per month. (No deposits or withdrawals for 12 months and combined total account balances are less than $100.00)
Undeliverable Statement - $25.00 per year (Unable to deliver account statement for 12 months)
Check Cashing Fee - $2.00 per check (Fee waived with combined total account balances of $100, a loan or credit card)
Wire Transfers - Outgoing Domestic $15, Western Union $30, Outgoing Foreign $50, Incoming is Free
Visa Gift Cards - $3.00 to activate. Available in even dollar amounts with a minimum of $10 and a maximum of $500.
Direct Deposit - $5.00 per payroll and $.30 per transaction
Automatic Payments/Electronic Funds Transfer (EFT) - $5.00 per payroll and $.15 per transaction
Savings Fees
Overdraft Transfer - $10.00 per item (Transfer of funds from one account to another to cover an overdraft)
Transactions - 100 free per month, then $.15/each
Non-Sufficient funds (NSF) - $29.00 per item
ATM Cash Withdrawals at FCCU Machines - Unlimited free
ATM Cash Withdrawals at non FCCU Machines - Four free per month, $1.00 thereafter (Additional surcharges may be assessed by machine owners.) Visit www.atmallianceone.orgfor a listing of surcharge free ATMs.
Checking Fees
BASIC Business Checking
Monthly Service Fee - $10.00 (waived with daily balance of $500.00)
Transactions - 100 free per month, then $.15/each
Non-Sufficient Funds (NSF) - $29.00 per item
Overdraft Transfer - $10.00 per item (Transfer of funds from one account to another to cover an overdraft)
Online Bill Pay - Free first month, then $4.95/month and $.45 per transaction
Copy of a Cancelled Check - $2.00 (Free using Online Banking)
Stop Payment - $12.00 per check; $25.00 for a series of checks
ATM Cash Withdrawals at FCCU Machines - Unlimited free
ATM Cash Withdrawals at non FCCU Machines - Four free per month, $1.00 thereafter (Additional surcharges may be assessed by machine owners) Visit Alliance Onefor a listing of surcharge free ATMs.
Business Checking PLUS
Monthly Service Fee - $15.00 (waived with daily balance of $1,500.00)
Transactions - 100 free per month, then $.10/each
Non-Sufficient Funds (NSF) - $29.00 per item
Overdraft Transfer - $10.00 per item (Transfer of funds from one account to another to cover an overdraft)
Online Bill Pay - Free first month, then $4.95/month and $.45 per transaction
Copy of a Cancelled Check - $2.00 (Free using Online Banking)
Stop Payment - $12.00 per check; $25.00 for a series of checks
ATM Cash Withdrawals at FCCU Machines - Unlimited free
ATM Cash Withdrawals at non FCCU Machines - Four free per month, $1.00 thereafter (Additional surcharges may be assessed by machine owners) Visit Alliance Onefor a listing of surcharge free ATMs.
Civic Club Checking
Non-Sufficient Funds (NSF) - $24.00 per item
Overdraft Transfer - $10.00 per item (Transfer of funds from one account to another to cover an overdraft)
Online Bill Pay - Free first month, then $4.95/month and $.45 per transaction
Copy of a Cancelled Check - $2.00 (Free using Online Banking)
Stop Payment - $12.00 per check; $25.00 for a series of checks
ATM Cash Withdrawals at FCCU Machines - Unlimited free
ATM Cash Withdrawals at non FCCU Machines - Four free per month, $1.00 thereafter (Additional surcharges may be assessed by machine owners) Visit http://www.atmallianceone.org/for a listing of surcharge free ATMs.
