Checking & Savings Rates

For individual depositors as of October 1, 2014*

Checking Accounts


 Annual Percentage YieldDividend Rate 
 
Checking Plus.15%.15% 
 
Select Checking.05%.05% 
 
Health Savings Accounts (HSA)
 • $25,000 +1.00%1.00% 
 • $10,000 - $24,9991.00%1.00% 
 • $ 2,500 - $9,999.75%.75% 
 • $100 - $2,499.50%.50% 
 
 

 

Money Market Accounts


 Annual Percentage YieldDividend Rate 
 
Money Market 100 Plus
$100,000 minimum deposit
Must have active Checking Account
$15/month fee if balance falls below minimum
.65%.65% 
 
Money Market 100
$100,000 minimum deposit
$15/month fee if balance falls below minimum
.45%.45% 
 
Money Market Advantage Account
$15,000 minimum deposit
$15/month fee if balance falls below minimum
.45%.45% 
 
Money Market Investment Account
No minimum deposit
 • $25,000 +.45%.45% 
 • $10,000 - $24,999.30%.30% 
 • $2,500 - $9,999.20%.20% 
 • $100 - $2,499.10%.10% 
 
 

 

Savings Accounts


 Annual Percentage YieldDividend Rate 
 
Regular Daily Savings & Kirby Savings.25%.25% 
 
Christmas Club & Back to School Club.25%.25% 
 
Life Insured Savings (Grandfathered)
$2,000 maximum for Account Type 102
$3,000 maximum for Account Type 103
$4,000 maximum for Account Type 104
 • Funds over the insured maximum.20%.20% 
 • Funds under the insured maximum.05%.05% 
 
 
Open IRA.25%.25% 
 

 

*Rates subject to change at any time. Interest on all accounts is accrued daily.
Business depositors please inquire with a Member Service Representative for available rates.