Whether you just need a place to stash your cash short term or you're looking for long-term investments, we have what you need. From passbook savings and certificates to the retirement IRA that you want, look to Fox Communities Credit Union.

Regular Savings

• $5.00 to open, $100.00* to earn dividends.
• Daily dividends.
• Dividends are accrued daily, paid quarterly.

Money Market Accounts

• Money Market 100Plus
  $100,000 minimum deposit & Checking Plus account.
• Money Market 100
  $100,000 minimum deposit
  
• Money Market Investment
  $2,500 minimum deposit
  Dividends are accrued daily, paid monthly.
• Money Market Advantage
  $15,000 minimum
  Dividends are accrued daily, paid monthly.

Health Savings Account

• One account with the benefits of a checking, savings and Money Market.

Christmas Club Savings Accounts

• Dividends are accrued daily, paid annually.
• Funds are automatically deposited into the account you specify on September 30.

Back to School Club Accounts

• Dividends are accrued daily, paid annually.
• Funds are automatically deposited into the account you specify on July 31.

Kirby Club Savings Account

• Great way for kids to begin saving.
• Special invites to Kirby activities.
• Free Birthday gift.
• Interest is accrued daily, paid quarterly.

Vacation Club Savings Account

• Save for what you want!
• Dividends are accrued daily, paid quarterly.

We also offer...
Living Trusts, Funeral Trusts, Escrow Accounts

*Effective 12/1/2006

Now offering a Health Savings Account (HSA) that is one account with the benefits of a Checking, and Savings.

A Health Savings Account (HSA) is a special account, owned by an individual, where the funds deposited are used to pay for current and future qualified medical expenses. The HSA is available only to individuals covered by a qualified high deductible health insurance plan. In addition to the plan's deductible, there are many factors to consider when determining if a health insurance plan is HSA qualified. To find out if your insurance plan qualifies, please check with your insurance agent.

Contribution Levels
In 2008, those covered by an individual health insurance plan, may contribute $2,900 to their HSA. For those covered by a family health insurance plan, the contribution limit is $5,800. A "catch-up" contribution of $900 is allowed for individuals who are 55 years of age and older. Once enrolled in Medicare, HSA contributions must cease.

Benefits of an HSA:
HSA contributions and interest earnings accumulate on a tax-deferred basis. They can be tax-free if used for qualified medical expenses.*

Account Balances Carry Over
There is no end-of-year deadline to use up accumulated funds. Your HSA balance may be carried over from year to year. Balances and earned interest may continue to grow throughout your lifetime.

Control and Flexibility
An HSA allows you to control the funds in your account. You determine when and how much to contribute (within the federally regulated guidelines). You decide when to use the funds, or when to save them for future qualified medical expenses.

*Tax deduction recognized at federal level only in Wisconsin.

If you think a Health Savings Account is right for you, call Linda Fickau for more information or stop by any one of our locations from Green Bay to Oshkosh!

Linda Fickau Business Development Officer (920) 993-3736