Loan Rates
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Rates effective 01/23/2012 - 02/29/2012
Fox Communities Credit Union has adopted a "merit based" system for determining rates. This means the better your credit experience, the lower your rate. Unless otherwise noted, the rates below are the best available.
2007 & Newer Vehicles, Boats, Motocycles, Campers & Stocks
| Base Rate | w/ Autopay | w/ Autopay from FCCU Checking | |
| Up to 36 Months | 2.99% | 2.74% | 2.49% |
| 37-48 Months | 3.24% | 2.99% | 2.74% |
| 49-60 Months | 3.49% | 3.24% | 2.99% |
(longer terms are available - please ask a loan officer for assistance)
2004 - 2006 New Vehicles, Boats, Motorcycles & Campers; 2004 & newer ATVs & Snowmobiles = Above Rate + 1.00% (normal max. term 48 months)
2001 - 2003 Vehicles, Boats, Campers, Cycles, ATV's & Snowmobiles = Above Rate + 2.00% (normal max. term 36 months)
Collateral older than model year listed will receive unsecured rate.
2004 - 2006 New Vehicles, Boats, Motorcycles & Campers; 2004 & newer ATVs & Snowmobiles = Above Rate + 1.00% (normal max. term 48 months)
2001 - 2003 Vehicles, Boats, Campers, Cycles, ATV's & Snowmobiles = Above Rate + 2.00% (normal max. term 36 months)
Collateral older than model year listed will receive unsecured rate.
Home Equity
(closed end) - Loan to value 80% or less
| Base Rate | w/ Autopay | w/ Autopay from FCCU Checking | |
| % | % | % | |
| 5 year term/balloon | 4.49% | 4.24% | 3.99% |
Home Equity Line of Credit
Rates tied to prime rate. Current Prime Rate is 3.25%. Ask a loan officer for details.
Kwik Cash
| Base Rate | |||
| Rate | 12.90% | ||
Unsecured Loans
(closed end)
| Base Rate | |||
| Rate | 10.40% | ||
Mortgage Rates
Please visit our Mortgage Web Center to get the most current rates.
Construction
| Base Rate | |||
| No Points | 4.99% | ||
Lot Loans
| Base Rate | |||
| 2 year balloon | 3.99% | ||
| 3 year balloon | 4.49% | ||
(20% minimum down payment) Ask Loan Officer for rate when Loan to Value exceeds 80%.
Platinum Credit Cards
| Base Rate | |||
| Premier | 9.90% | ||
| Rewards | 10.90% | ||
